Your AI Wealth Advisor, working for you around the clock
The feeling of having hired an elite advisor: one who watches your portfolio overnight, reads the market every morning, knows your goals — and tells you the three things that matter today, explaining every number it shows you.
Advice only. It never touches your money without your explicit approval.
Not budgeting software. Not a tracker. Not a trading app. One coherent Wealth Operating System.
What it does
Four questions. One advisor.
MoneyCompass is built around the four things you actually hold in your head about money.
“Am I going to be okay?”
One north-star number — your Funded Ratio — always visible, tracking how funded your life goals are. Everything the advisor says ladders back to it.
“What should I do today?”
At most 3 ranked actions a day, each with the why one click away — including “do nothing,” which gets equal weight. The advisor that tells you not to trade is the one you trust.
“What is my advisor thinking?”
A transparent brain. Every score, verdict, and probability opens its evidence: the factors, the confidence, the sources, and one honest counter-read.
“What happened because of us?”
An advisory timeline of every recommendation, your decision, and the outcome versus what was expected. Accountability, made visible.
How it's built
Judgment, truth, and compliance — kept separate by design
AI is powerful and fallible. MoneyCompass is architected so it can be trusted anyway.
◆The AI never does the math
Every figure on screen comes from deterministic financial engines. The AI reasons and explains — it is never the source of a number, and its claims are fact-checked against engine truth before you see them.
◆Deterministic guardrails hold veto power
Concentration, drawdown, and churn discipline are hard rules. Every AI proposal passes a compliance gate that nothing bypasses — the AI can explain a guardrail, never override it.
◆You approve everything
Conversation never moves your money. Every action goes through an explicit confirmation you control, with a full audit trail of what was proposed and what you decided.
◆Explainability in one click
Confidence is always displayed, never implied. Every recommendation shows how often calls like it have been right — and every number can prove itself.
MoneyCompass is being built now
Want to know when it's ready? Ask for early access and we'll write to you when the doors open.