Your AI Wealth Advisor, working for you around the clock
The feeling of having hired an elite advisor: one who watches your portfolio overnight, reads the market every morning, knows your goals — and tells you the three things that matter today, explaining every number it shows you.
Advice only. It never touches your money without your explicit approval.
Not budgeting software. Not a tracker. Not a trading app. One coherent Wealth Operating System.
What it does
Four questions. One advisor.
MoneyCompass is built around the four things you actually hold in your head about money.
“Am I going to be okay?”
One north-star number — your Funded Ratio — always visible, tracking how funded your life goals are. Everything the advisor says ladders back to it.
“What should I do today?”
At most 3 ranked actions a day, each with the why one click away — including “do nothing,” which gets equal weight. The advisor that tells you not to trade is the one you trust.
“What is my advisor thinking?”
A transparent brain. Every score, verdict, and probability opens its evidence: the factors, the confidence, the sources, and one honest counter-read.
“What happened because of us?”
An advisory timeline of every recommendation, your decision, and the outcome versus what was expected. Accountability, made visible.
How it's built
Judgment, truth, and compliance — kept separate by design
AI is powerful and fallible. MoneyCompass is architected so it can be trusted anyway.
◆The AI never does the math
Every figure on screen comes from deterministic financial engines. The AI reasons and explains — it is never the source of a number, and its claims are fact-checked against engine truth before you see them.
◆Deterministic guardrails hold veto power
Concentration, drawdown, and churn discipline are hard rules. Every AI proposal passes a compliance gate that nothing bypasses — the AI can explain a guardrail, never override it.
◆You approve everything
Conversation never moves your money. Every action goes through an explicit confirmation you control, with a full audit trail of what was proposed and what you decided.
◆Explainability in one click
Confidence is always displayed, never implied. Every recommendation shows how often calls like it have been right — and every number can prove itself.
MoneyCompass is being built now
Want to know when it's ready? Ask for early access and we'll write to you when the doors open.
Request early access